.risk-hub{padding:72px 0;background:#f8fafc}.risk-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.risk-card{display:flex;flex-direction:column;align-items:flex-start;min-height:310px;padding:25px;border:1px solid #dbe4ef;border-radius:16px;background:#fff;color:#0f172a;text-decoration:none;box-shadow:0 8px 24px rgba(15,23,42,.04);transition:.18s ease}.risk-card:hover{transform:translateY(-2px);border-color:#93c5fd;box-shadow:0 14px 34px rgba(15,23,42,.08)}.risk-card-featured{border-color:#f59e0b;background:linear-gradient(145deg,#fff 0%,#fffbeb 100%)}.risk-icon{width:46px;height:46px;display:grid;place-items:center;border-radius:13px;background:#eff6ff;font-size:1.35rem;margin-bottom:18px}.risk-kicker{font-size:.7rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#2563eb;margin-bottom:9px}.risk-card-featured .risk-kicker{color:#b45309}.risk-card h3{font-size:1.18rem;line-height:1.3;margin:0 0 12px}.risk-card p{font-size:.9rem;line-height:1.65;color:#64748b;margin:0 0 22px}.risk-card strong{margin-top:auto;font-size:.82rem;color:#2563eb}.risk-card-featured strong{color:#b45309}@media(max-width:960px){.risk-grid{grid-template-columns:1fr 1fr}}@media(max-width:640px){.risk-hub{padding:48px 0}.risk-grid{grid-template-columns:1fr}.risk-card{min-height:0}}